Privacy Policy

Introduction

Paisa Book ("we", "our", "the app") is a money management and expense tracking app developed and published by drapelive. It helps individuals and small business owners record income, expenses, budgets, and pending payments in one place. This privacy policy explains how we collect, use, and protect your data when you use the app.

Data We Collect

Account Information

When you create an account, we collect the details needed to set it up and keep it secure, such as your name, an email address or phone number, and your login credentials. This information is required to run your account and keep your financial records private to you.

Financial Records You Enter

We store the financial records you enter, including your income, expenses, categories, budgets, savings goals, and any notes or pending payment details you add. These records are yours and are used only to provide the app's features.

How We Use Your Data

• Account management: Your account details and credentials are used to secure your data and keep it accessible only to you.
• Expense tracking: Your financial records are used to produce balances, summaries, categories, budgets, and reports within the app.
• Pending payments: Records of pending or unpaid amounts are used to help you track who owes you and what you owe.

Third-Party Services

Paisa Book does not use advertising, analytics, or tracking SDKs. Your financial records are never sold, rented, or shared with anyone for marketing purposes.

If we use a third-party service for essential features such as account login or data backup, we ensure that any data shared with the provider is limited to what is strictly necessary to operate the service.

Data Security

Access to your account and financial records is protected by your login credentials, and all communication with our servers is encrypted using HTTPS. We apply reasonable technical measures to protect your data from unauthorized access, loss, or misuse.

Data Retention and Deletion

• Your records: Your account details and financial records remain stored for as long as your account is active.
• Deletion: To close your account and have your records deleted, or to request the removal of specific entries, please contact us using the details below.
• Uninstall: You may stop using the app at any time, though your stored records may remain on our servers until you request deletion.

Your Rights and Choices

• Access and update: You can view and correct your account details and financial records within the app.
• Export your data: You can request a copy of the data stored for your account at any time.
• Data deletion: You can request deletion of your account and related records by contacting us.

Children's Privacy

Paisa Book is intended for general personal and small business use. It is not directed at children, and we do not knowingly collect personal information from children.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be reflected on this page, and the "Last updated" date above will be revised accordingly.

Contact

For questions about this privacy policy or to request data deletion, please contact us at drapelive@gmail.com.